Required by federal law

Consumer Credit File Rights

Under the Fair Credit Reporting Act (FCRA) and the Credit Repair Organizations Act (CROA)

Your Rights Under CROA

You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly.

However, neither you nor any credit repair company has the right to have accurate, current, and verifiable information removed from your credit report.

The credit bureau must remove inaccurate, incomplete, or unverifiable information.

You have a right to obtain a copy of your credit report from a credit bureau.

You may be charged a reasonable fee.

There is no fee if you have been turned down for credit, employment, insurance, or a rental dwelling because of information in your credit report within the preceding 60 days.

You have a right to sue a credit repair organization that violates the Credit Repair Organizations Act.

You have the right to cancel your contract with any credit repair organization within 3 business days from the date you signed the contract.

About CreditFix

CreditFix is a credit repair organization as defined under 15 U.S.C. § 1679a(3). We are operated by Premium Services Corporation DBA CreditFix, Providence, RI.

Results vary based on your individual credit history and circumstances. We cannot guarantee specific results or the removal of accurate, current, and verifiable information from your credit report.

You have the right to cancel any contract with CreditFix within 3 business days of signing, without penalty or obligation, by notifying us in writing.

Contact us: msabater@msabater.manus.space

Your FCRA Rights

You have the right to obtain a free credit report from each of the three major bureaus (Equifax, Experian, TransUnion) once every 12 months at AnnualCreditReport.com.

You have the right to dispute inaccurate information in your credit report directly with the credit bureau.

Credit bureaus must investigate disputes within 30 days and remove information that cannot be verified.

You have the right to sue any credit repair organization that violates CROA in federal or state court.

© 2026 Premium Services Corporation DBA CreditFix · Providence, RI