AI-powered credit repair

Fix your credit.
Not just your score.

Upload your credit report and get a personalized repair plan with dispute letters — free, no account required.

FCRA-aware analysis256-bit encryptionCancel anytimeNo credit card required

Analyze my report free →See how it works

Analysis usually takes 1–3 minutes

Example repair plan item

#1dispute

+35–55 pts

Collection account — verify accuracy

A $487 collection from 2021 may have reporting errors. Verification letters often result in removal.

Strategy

Send a debt verification letter to the bureau requesting proof the debt is yours and the amount is accurate.

12+

Reports analyzed

$39.99

vs $80–130/mo competitors

1–3 min

Analysis time

Three steps

From upload to action plan in minutes.

No spreadsheets. No guessing. No $100/mo services doing it for you.

Upload your report

Download your free report from AnnualCreditReport.com, then upload the PDF. Takes about 30 seconds.

Get your plan

Our AI reads every account, inquiry, and derogatory mark and builds a prioritized repair strategy just for you.

Send dispute letters

Follow your action plan and send FCRA-compliant dispute letters straight from your dashboard.

Real results

People are fixing their credit.

“

I had no idea there were errors on my report. CreditFix found three disputable items and showed me exactly what to do. My score went up 47 points in two months.

Marcus T.

+47 pts in 2 months

“

The dispute letters were ready to print and mail. I didn't have to figure anything out. It handled the hard part for me.

Diane R.

2 collections removed

“

I've tried other credit repair services that charged $100/month and did nothing. CreditFix gave me a real plan in minutes for a fraction of the cost.

Jordan K.

Saved $720/yr

Results vary. Individual outcomes depend on your credit history and bureau responses.

Ready to see what's holding your score back?

Free analysis in minutes. No account required.

Analyze my report free →

No account required · 1–3 minutes

Pricing

Simple, honest pricing.

Start free. Upgrade when you're ready.

MonthlyAnnual Save $80.88

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No account required

See your #1 priority credit action

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FCRA-aware

FAQ

Fix your credit.Not just your score.